Today I am going to review some travel insurance companies which are the best in the USA, in my opinion. As a digital nomad, I travel to lots of countries, and at the very beginning, I made mistakes. I didn’t have travel insurance, and as a result, I faced too many problems, costing me a lot of money to cover. Later, I took some insurance without knowing much about them. Again, those policies didn’t help my causes, and I don’t want you to face those problems as I did. So, If you’re planning a trip and need Travel Insurance, there are many providers to choose from. To help you make an informed decision, I have compiled a list of the top 5 Travel Insurance companies in the United States. Whether you’re looking for an international Travel Insurance plan, emergency medical care coverage, or a policy that includes extreme sports, these companies have got you covered.
Travel Guard by AIG
Travel Guard by AIG is a great Travel Insurance provider due to its wide range of options and customizable plans. Customers can choose from 4 levels of comprehensive plans or create their own plan to suit their individual needs. The provider offers flight accident insurance, medical evacuation plans, and annual plans catering to a variety of travelers, including business travelers. However, it’s worth noting that certain things won’t be covered by any of the plans, such as trips paid for with frequent flyer miles or loyalty rewards programs, baggage loss of items like eyeglasses, contact lenses, hearing aids, or false teeth, and no events. The cost of basic insurance with Travel Guard by AIG starts at $92, which is about 39% higher than the average cost of Travel Insurance.
Allianz Global Assistance
Allianz Global Assistance is a great option for those seeking Travel Insurance, with annual and single trip plans available for both international and domestic trips. One standout product is their standalone rental car damage coverage. Allianz offers 5 Travel Insurance plans for single trips, including a plan focused on emergency medical coverage, as well as the 1Trip Cancellation Plus plan, which is designed for domestic travelers seeking trip cancellation, interruption, and delay coverage. This plan is Allianz’s most affordable option, making it a great choice for budget-conscious travelers. The basic coverage from Allianz Global Assistance starts at $60, which is slightly above the average.
World Nomads
World Nomads is an excellent choice for adventure enthusiasts who are seeking comprehensive international Travel Insurance coverage. Their plans offer coverage for a wide range of adventure activities including trekking, mountain biking, and scuba diving. Additionally, they provide coverage for electronics such as cameras, laptops, and phones. The standard plan, priced at $79, is ideal for those who require trip cancellation and interruption coverage of $2500 or less, do not need rental car damage protection, and find the limits to be sufficient. However, keep in mind that certain adventure sports may not be covered under this plan. World Nomads’ basic plan is available for $61, which is only slightly higher than the average cost of Travel Insurance
Seven Corners
Seven Corners offers an exceptional array of benefits catering to both US residents and non-citizens, including tourists and migrants embarking on expeditions to the US. Their plans are extensive, offering medical-only and student coverage as well as annual policies. The latter comes in 2 options: Wander Frequent Traveler and Wander Frequent Traveler Plus, both of which can be tailored based on your desired duration of stay for each trip. With these policies, you are free to travel as much as you wish within a period of 364 days, as long as no single trip exceeds the chosen option of 30, 45, or 60 days. Additionally, Seven Corners presents the Dog Tag plan, a unique policy that specializes in extreme sports and includes a wearable metal insurance ID tag. This innovative feature sets them apart from their competitors, providing additional peace of mind to those participating in adrenaline-pumping activities. What’s more, Seven Corners’ coverage for a journey to Croatia utilizing their basic plan costs $12 less than the average cost of comparable plans, which typically ranges around $44.
AXA Assistance USA
AXA Assistance USA stands out with its offering of 3 comprehensive plans, providing travelers with the flexibility to choose a plan that best suits their specific travel needs. Moreover, their plans are customizable with optional insurance benefits, including rental car damage coverage and the Cancel For Any Reason benefit, allowing for a more personalized insurance experience. For those looking for affordable basic Travel Insurance coverage, AXA Assistance USA provides a competitive option with their basic plan costing only $53, which is slightly less than the average cost of comparable plans. However, should you opt to add-on additional benefits such as CFAR or rental car damage coverage, the cost may increase. Overall, AXA Assistance USA offers a range of comprehensive plans with the added bonus of customizable options, providing travelers with a tailored Travel Insurance experience. Their basic coverage plan is affordable and offers a competitive price point with optional add-ons for those looking for additional protection.
I hope this information is helpful for you. If you’d like, I can provide more detailed insights into the company I am currently using. I plan to create a detailed blog about that company. Stay tuned and subscribe here to get all the important news from my blog delivered directly to your email.
